No they can't. Policies are only available for players projected to go in the first or second round.
Not true they can design them for anyone and then it comes. Down to who pays the school or the kid.
ere are NCAA rules that allow athletics department officials to help secure policies and there are also funds available at each university that can be used to pay for the insurance policies if the programs want to allocate money for that purpose.
The student assistance fund is money provided to every university by the NCAA that can be used for a variety of scenarios to help student-athletes financially for everything from travel for funerals to formula for babies. The NCAA allows universities to pay for the insurance policies out of this fund, but not every university chooses to do so. Texas A&M, for example, paid $50,000 from this fund to help offensive lineman Cedric Ogbuehi secure insurance. Butt and his family secured loans to pay for the premium instead of using the student assistance fund at Michigan.
"It's subject to institutional and conference-level parameters," Wille said. "The Mountain West conference doesn't have a cap, so we could provide for that premium for the student in full if we wanted to."
hen it comes to underwriting a policy, every case needs to be built from the ground up where I present a case to the underwriters why an individual needs coverage," Chenowith said. "We need to build a case saying how much coverage and if he's a permanent total disability guy, a PTD plus LOV guy. We build it from the ground up with the underwriters and it's my job to give them as much information as possible and it's their job to keep me accountable."
Once a college program or athlete contacts Chenowith, he and his coworkers names of college football players they think will be within the top 90 or 100 picks in the upcoming draft. They look at the past three drafts and assess what positions are premium positions and typically drafted within the first rounds.
Certain positions are valued higher within the NFL and Chenowith and his team can identify trends to separate top prospects. They then rank the players out in the top 15, the top 30, 45, 60 and 90.