The "weeks should have been added" at the beginning. Unless I'm wrong, we both seem to agree with that. No, I simply don't know the reasoning behind the chosen starting date so I can't say that I know what should have been done. I'm not saying you're wrong; I'm saying I don't know enough to judge. Where we differ is that by not doing that, which would have made sense so you would be able to sort out the inevitable mess at the end, they delay the season, and try to put lipstick on a pig with 6 meaningless games that mean nothing. It turns out that a lot of games mean nothing to a lot of fans but I suspect that they mean a lot to the coaches and players who participate.
If you think every team is going to have 8 games under their belt by Championship week, I have some nice green land on the Moon to sell you. Why not begin the season on October 10 or 17, and have one or two open weeks before the Champinship Game to play that game you are going to play on Championship week so that it means something??? Yeah, I have no idea why the meaning of the Championship Game changes based on how many weeks preceded it.
I guarantee you that all of us will be screaming our lungs out if we beat Ohio State, Michigan, and everyone else we actually are able to play on our schedule, but have to forfeit to Rutgers and Maryland. You lost me. Why exactly will Penn State forfeit to Rutgers and Maryland? Will the team exceed the number of positives for those games? That leaves Ohio State at 7-1 and us at 6-2. Ohio State then goes to the Championship game under our current brain dead setup because we didn't build in one or two weeks at the end to replay any missed games and have a chance to reverse a loss. I'm not sure what you are proposing. Are you saying that the additional weeks should be built in after the regular schedule but before the Championship Game to accommodate all potential "make up" games that couldn't be played because of Covid cancellations? Could that scheduling even be done? I can't imagine how which games are made up and which would not.
If you're happy with that, fine. Enjoy watching Ohio State playing for a shot at the CFP because we had guys test positive before Rutgers and/or Maryland week. I'm sure we'll love playing our 7th actual game on Championship week against some West Division opponent when it could have been the week before against Rutgers or Maryland to reverse a forfeit loss and jump us over Ohio State into the Championship Game. That seems to be a highly unlikely set of specific circumstances (although I suppose that it is possible - I haven't seen the schedule). I tend not to worry about such things until they happen although I agree that it is good to have contingencies.
In short, there are going to be a bunch of pi$$ed off people playing games on "Championship week" that would have rather had an open week the week before to play a more meaningful makeup opponent. I get the impression that you're going to be pissed off no matter what. Penn State is not under any constraints or restrictions different than every other team.
Fire away.