I came upon a curious finding with credit scores this week, and what more logical place than the Mcandrew Board to help me figure this out.
I'm a pretty old guy, remember seeing Reid/Smear/Onkotz/Ham play in person, etc.
I live a comfortable life, not rich by any means.
I monitor my credit score using Credit Karma every few weeks. It usually hovers around 812-820, from Transunion and Equifax.
I bought a new vehicle this week, ended up paying cash, not financing. They said they had to run a credit check anyway, I knew it would be a hard inquiry, but it was getting late so I said OK.
My credit score from Equifax at the car dealer printout was 872, much higher than its ever been. I checked CreditKarma today, Equifax has me at 814, fairly typical
Does anyone understand the reason for this discrepancy?
Do car dealers routinely inflate credit scores? Does CreditKarma underreport scores?
Inquiring minds want to know.
I'm a pretty old guy, remember seeing Reid/Smear/Onkotz/Ham play in person, etc.
I live a comfortable life, not rich by any means.
I monitor my credit score using Credit Karma every few weeks. It usually hovers around 812-820, from Transunion and Equifax.
I bought a new vehicle this week, ended up paying cash, not financing. They said they had to run a credit check anyway, I knew it would be a hard inquiry, but it was getting late so I said OK.
My credit score from Equifax at the car dealer printout was 872, much higher than its ever been. I checked CreditKarma today, Equifax has me at 814, fairly typical
Does anyone understand the reason for this discrepancy?
Do car dealers routinely inflate credit scores? Does CreditKarma underreport scores?
Inquiring minds want to know.