Of course we don't know your situation - for example, maybe you are supporting relatives - but how much do you pay on that student debt a year? If it's less than say $80K, maybe you should find a financial advisor who will tell you for starters to (1) cut up your credit cards, (2) buy only cars you can afford to pay cash for and (3) reconsider how big a house you really need.
It's a personal choice but you do not need season tix or an RV to go to a game - for most games you can buy dirt cheap from scalpers and stay cheap in Altoona or near Harrisburg or as you are young with multiple drivers, go all the way through.
Maybe none of my beeswax but just sayin.
There are things pulling us in a couple different directions, but my point is really that many of our friends who are alums do not go up for games (living in Beaver County) because we don't have an extra $1000 laying around for a weekend. Only other option is to day trip - which is just exhausting and not that much fun, really (6 hours roundtrip).