As someone who works in education there are so many layers to this issue. First high school teachers and counselors need to stop telling every kid they should go to college. We’re setting up so many of these kids to fail because they aren’t ready to go to a four-year school, but yet, mostly liberal women tell these kids to live their dream and they go to a school that chews them up and spit them out after a couple years so that they don’t even have a degree to show for it. Second those same women I mentioned above tell these kids to go to college without having any idea what they want to major in so they spend two years fiddling around at a school that costs $40,000 instead of going to the local community college that costs four.
once the kids get to school very few of them work while they are there to make any extra money and everyone of them wants to take some kind of long trip over spring break or go out to eat every night of the week because they don’t like commons food. If the kids were just to save that money and use their meal plans the right way they have some thing to help pay off part of their tuition.
And then like others have said, once they get out they need to find a roommate instead of trying to go live in the big city finding a job with their useless degree. they need to figure out that getting a roommate and buying a used car are bigger keys to the future and if they’re truly smart about eliminating the student loan they immediately go to a bank and try to get some thing worked out so that they’re not paying 8% on the loan or Talk to employers about them taking on the loan and repaying it back to the company.