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fc OT on why it makes sense to come back and play a 5th year....

I guess I could post an article on Bryce Love, or Micah Parsons here that shows the opposite. I would say it is an individual decision on how much risk/reward one perceives there is.
 
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The delta is a 1st round pick for Micah vs a late round pick for Ridder..... or also a mid round pick for a running back with a shorter shelf life vs a quarterback who doesn't take nearly the hits.

Of course it is an individual decision, but I think this year has proven with Pickett and Ridder that a quarterback projected in the mid/later rounds can increase their draft stock by sticking around another year, especially if they are on a good team where they can expect success.
 
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